govinfo:USCOURTS-caed-2_25-cv-02955-6

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IN THE UNITED STATES DISTRICT COURT 
FOR THE EASTERN DISTRICT OF CALIFORNIA 
KRISTA C. GEDDES, 
Plaintiff, 
v. 
LOANCARE, LLC., et al., 
Defendants. 
No. 2:25-cv-02955-JAM-DMC 
 
ORDER 
 
 Plaintiff, who is proceeding pro se, brings this civil action. The matter was 
referred to a United States Magistrate Judge pursuant to Eastern District of California local rules. 
 On April 21, 2026, the Magistrate Judge filed findings and recommendations 
herein which were served on the parties, and which contained notice that the parties may file 
objections within the time specified therein. No objections to the findings and recommendations 
have been filed. 
 The Court has reviewed the file and finds the findings and recommendations to be 
supported by the record and the Magistrate Judge’s analysis. 
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 Accordingly, IT IS HEREBY ORDERED as follows: 
 1. The findings and recommendations filed April 21, 2026, ECF No. 46, are 
ADOPTED IN FULL. 
 2. Defendants’ motions to dismiss, ECF Nos. 20 and 24, are GRANTED as 
to Plaintiff’s federal claims and such claims are DISMISSED WITH PREJUDICE. 
 3. The Court DECLINES to exercise supplemental jurisdiction over 
Plaintiff’s remaining state law claims. 
 4. This matter is REMANDED to the Butte County Superior Court for 
adjudication of Plaintiff’s state law claims. 
 5. Upon remand, the Clerk of the Court is DIRECTED to CLOSE this case. 
 
Dated: June 09, 2026 
 
 

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